NRIs, have you been toiling hard to rake in that extra bit but unable to fathom where all your money disappears by the end of the month? Chances are there's a money leak. Fix it right away with a financial budget says Geeta Nair before your expenses balloon to unimaginable proportions leading you to a debt trap.
A financial budget can help you set your finances in order. It's all about personal finance. And it'll help you allocate your income appropriately among your needs, wants and desires enabling you to meet your financial goals easily.
1. Here's how NRIs can go about managing their finances:
Ascertain your total income: Jot down all your sources of income. Apart from your regular employment, your part time jobs, dividends, interest income from investments are all sources of income. Total them all.
2. Save at least 20% to 30% of your gross income:
Says Kairav Shah, Vice President, Personal Finance, Apnaloan.com, "Make it a point to set aside 20% t More ...
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